Under First Time Buyer

Just Sold: Like New 3 Bed Townhome in North Vancouver

This large contemporary 3 bedroom + den / nursery townhouse is perfect for a growing family. Well thought out layout features open concept main floor, high ceilings, big modern kitchen with quartz countertops, stainless steel appliances and lots of cabinet space. [read more]

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Just Sold: 2 Bed Townhome in the Heart of Kitsilano

Welcome to Waterford Court. This super adorable 2 bd, 1.5 bath townhome is like hidden treasure. Tucked away at the corner with a HUGE private patio, great for little ones and pets! Fresh designer paint, new laminate floors, stainless steel appliances, new kitchen cabinets with unique concrete counters. Move in ready and you can be moved in quick! [read more]

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Buyer Testimonial: He was a lot of fun to work with and his emoji game is on point!

When it came down to buying and making offers, Chris always gave open and honest advice on our decisions. We sometimes had ideas that were a little left field, but rather than say no Chris took the time to walk us through the thought process so we really understood more on what we were doing and how it would work. [read more]

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Just Sold: 3 Bedroom Townhome in Port Moody!

FABULOUS RENOVATED END UNIT WITH PRIVATE BACK YARD!! One of the BEST locations in the complex, this fantastic family home offers a bright open living space on the main level with new beech flooring and ceramic tiled flooring in the Kitchen. The Great Room features a cozy gas fireplace and sliding doors to the front deck. [read more]

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What the new mortgage rules mean for homebuyers

The rules now require the minimum qualifying rate for uninsured mortgages to be the greater of the five-year benchmark rate published by the Bank of Canada (presently 4.89%) or 200 basis points above the mortgage holder’s contractual mortgage rate. “The main effect will be felt by first-time buyers,” says James Laird, co-founder of Ratehub.ca. “No matter how much money they put down as a down payment, they will have to pass the stress test.” [read more]

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Deposit Loans Now Available for First-Time Buyers in B.C.

As part of the HOME Partnership program, first-time buyers who have saved towards a down payment can apply to the program for a loan of up to 5% of a home’s purchase price, or a maximum of $37,500. [read more]

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Buying or selling a home? What you should know from CRA

If you bought your home in 2016 or plan to buy a home, the Canada Revenue Agency (CRA) has information that may help you. [read more]

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Winners and losers from Ottawa’s new mortgage rules

Millennials crying foul over sky-high home prices in the big city are being dealt another blow – within two weeks it will be a lot harder to get a mortgage. The first-time homebuyer is a key casualty of Ottawa’s latest attempt to take some risk out of the country’s housing markets, but those young Canadians aren’t alone. [read more]

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Home Inspection 101: What Is It And How Much Does It Cost?

It is a classic example of never judging a book by its cover, and can be easily solved with a home inspection. When buyers put in an offer, there is the option to insert a home inspection clause. When you hire a professional home inspector, you can save yourself time, stress, and avoid potential financial risk by proactively identifying any issues within the inner workings of the home. [read more]

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Q&A On New Property Transfer Tax Rules

Good morning everyone. We have received dozens of questions to our recent email regarding the latest changes to Property Transfer Tax. Some were good, some were not. I have paraphrased the major questions below, along with my response. If you do not see your exact question with an answer below there should be one like it, along with an answer. [read more]

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Seven mistakes Millennials make when buying real estate

You’ve cut back on lattes, taken a soul-crushing job on Burrard Street or 2nd Street SW, and borrowed from mom and dad. Congrats! You’re ready to put down a chunk of cash to cover the 20% downpayment on a property. But don’t make newbie mistakes, like trusting your bank to look after you. “The reality is that best rates are not always offered up front,” says mortgage broker Atrina Kouroshnia, 29, of Lavarates.ca in an email. [read more]

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Single ladies drive Canada’s condo market

The one-person household is the fastest-growing category in Canada’s housing market as the population ages and more people opt to live alone. One-person “households are expected to show the fastest pace of growth to 2036, making it the single biggest type of household by the 2020s,” according to Canada Mortgage and Housing Corp. statistics for 2013. [read more]

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A story of a First Time Buyer getting into the market

How young Vancouver buyers are crashing the real estate party Matthew Kennedy is a young man many people would consider to be the equivalent of a unicorn in Vancouver. This … [read more]

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